Conversation questions about money is represented by a male cartoon character laughs while making it rain with cash money.

35 conversation questions about money

For better or worse, money is a great conversation starter. Use this list of questions about money to practice your English speaking skills and spark some fascinating conversations in your life.

Just remember that money can be a sensitive ESL discussion topic for some people, so make sure you only focus on the ESL conversation questions about money that everyone is comfortable with.

35 conversation questions about money 

  1. Are you a saver or a spender?
  2. What do you love spending money on?
  3. What do you hate spending money on?
  4. What are you happy to pay good money for?
  5. Were your parents good or bad with money?
  6. What is the best financial decision you have ever made?
  7. What is the smartest thing that someone can do with their money?
  8. What advice would you give someone just starting out with their finances?
  9. What tips can you share on budgeting and saving money?
  10. When is the best time to save money?
  11. When is the best time to spend money?
  12. Are you saving money for any future purchases?
  13. What are some ways to earn money? How many can you list in English?
  14. Do you enjoy saving money?
  15. Do you enjoy earning money?
  16. Do you think it’s wise to lend money to someone else?
  17. Do you donate money to any charities or causes?
  18. Have you ever regretted spending money on something?
  19. Does money cause stress?
  20. Does money bring happiness?
  21. What has been the best investment you’ve ever made?
  22. Is money the solution to all of life’s problems?
  23. What was the first job you ever got paid for? Were you paid a little or a lot?
  24. How do you earn money today?
  25. What is your favorite thing to spend money on?
  26. What is your least favorite thing to spend money on?
  27. Is it important to carry cash on you? Why or why not?
  28. Do you prefer to pay by cash or by card?
  29. Have you ever had money stolen from you?
  30. If you won 20 million dollars, what changes would you make in your life?
  31. Have you ever experienced financial difficulties?
  32. Do you think it’s important to have an emergency fund?
  33. Do you invest in stocks or mutual funds?
  34. Have you ever invested in bitcoin or other forms of cryptocurrency?
  35. Do you think that cryptocurrency will remove the need for physical cash money?

What other ESL conversation questions and discussion topics should we write about next? Add your suggestions to the comments!

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